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Does the Energy Switch Guarantee Apply to Businesses?

The Energy Switch Guarantee promises 5-day switches - but only for households. UK businesses have no equivalent protection. Here's what you need to know.

| 9 min read
Split image showing a domestic home with a green checkmark and 5-day guarantee badge versus an office building with a red X and question mark, illustrating that the Energy Switch Guarantee only applies to households not businesses

TL;DR: Key Takeaways

The Energy Switch Guarantee doesn’t cover businesses. It’s a voluntary scheme for domestic households only - promising switches within 5 working days, final bills within 6 weeks, and credit refunds within 10 days. None of these protections apply to UK business energy customers.

Business switches take longer. Without guaranteed timelines, business energy switches typically take 2-6 weeks. Factors like outstanding debt, meter complexity, and supplier processes can extend this further.

You can be blocked from switching. If your business has outstanding debt that’s been owed for more than 28 days, suppliers can object to your switch - trapping you on expensive rates until the debt is cleared.

Renewal windows are critical. Most business contracts require advance notice before switching. Miss this window and you risk auto-renewal or rolling onto deemed rates that are 40-60% higher than fixed-term contracts.


What Is the Energy Switch Guarantee?

The Energy Switch Guarantee (opens in new tab) is a voluntary commitment by domestic energy suppliers in Great Britain. Launched by Energy UK, it promises households:

  • Switches completed within 5 working days (98% target)
  • Final bills issued within 6 weeks (90% target)
  • Credit refunds within 10 working days
  • No interruption to supply during the switch
  • A 14-day cooling-off period to change your mind

According to the Energy Switch Guarantee Good Practice Guide 2024-25 (opens in new tab), signatories achieved 99.73% of inter-supplier switches within 5 working days in 2024.

But here’s the critical point: it explicitly covers “domestic household” customers only.

If you’re a business - whether you’re a sole trader, a 5-person office, or a 500-employee enterprise - the Energy Switch Guarantee does not apply to you.

Timeline comparison showing domestic energy switches completing in 5 days versus business switches taking 2-6 weeks with multiple steps


Why Doesn’t It Cover Businesses?

Business energy operates in a fundamentally different market:

1. Credit Risk Changes Everything

Domestic customers are individuals. Suppliers can’t easily refuse to supply a home.

Businesses are different. Suppliers run credit checks on every business customer. A company with poor credit history, CCJs, or limited trading history can be rejected outright - or offered significantly worse rates. This is why some businesses face security deposit requirements before suppliers will accept them.

This credit assessment process takes time and adds complexity that doesn’t exist in domestic switching.

2. Contracts Are Negotiated, Not Standardised

Domestic energy tariffs are largely standardised. You pick a rate, and that’s what you pay.

Business contracts are negotiated. Unit rates, standing charges, contract lengths, pass-through clauses, and termination terms can all vary. This negotiation process - especially when a broker is involved - adds time and complexity.

3. Multi-Site Complexity

Many businesses have multiple meters across multiple sites. Each meter has its own MPAN (for electricity) or MPRN (for gas). Switching 50 meters is inherently more complex than switching one home - and there’s no standardised timeline for it.

4. No Regulatory Mandate

The Energy Switch Guarantee is voluntary. There’s no law requiring suppliers to offer it to anyone. Domestic suppliers participate because of consumer pressure and Ofgem scrutiny.

Business energy faces less public scrutiny, so suppliers have little incentive to extend these protections voluntarily.


What Protections DO Businesses Have?

While there’s no “Business Energy Switch Guarantee,” you’re not entirely without protection:

Micro-Business Rights

If your business qualifies as a microbusiness (fewer than 10 employees AND annual turnover/balance sheet under €2 million), you have additional protections under Ofgem’s regulations (opens in new tab):

General Consumer Protection

All businesses are protected by the Business Protection from Misleading Marketing Regulations 2008. Brokers and suppliers cannot:

  • Make false claims about savings
  • Use high-pressure sales tactics
  • Hide material terms in contracts

Ofgem’s TPI Programme

Ofgem’s Third Party Intermediaries (TPI) programme (opens in new tab) sets standards for energy brokers, including dispute resolution requirements. The government is also consulting on mandatory broker regulation which may strengthen protections in future.


The Real Risks for Business Switchers

Without the protections domestic customers enjoy, businesses face several risks:

Key point: If your business has outstanding debt that’s been owed for more than 28 days, your current supplier can object to your switch (opens in new tab).

Unlike domestic customers (who have more protections under the Energy Switch Guarantee), businesses can be trapped until debts are cleared. This is particularly painful if you’re already on expensive deemed rates and desperately need to escape to a cheaper deal.

If your supplier objects to your switch, they must tell you the reason. You can then take action (such as clearing the debt) and ask them to remove the objection.

2. No Final Bill Guarantees

Domestic customers get final bills within 6 weeks (90% of the time under the ESG). Businesses have no such guarantee.

Final bills can take significantly longer for business customers, and disputes over final charges or credits are harder to resolve without the structured timelines the ESG provides to households.

3. Missed Renewal Windows

Business contracts typically require advance notice before you can switch without penalty. The exact notice period depends on your specific contract and supplier:

  • Micro-businesses: Suppliers must contact you at least 90 days before your contract ends (Ofgem requirement)
  • Larger businesses: Notice periods vary - check your contract terms
  • Switching window: You can typically switch without exit fees in the last 49 days of your contract

According to British Gas (opens in new tab), they send renewal deals 60 days before contract end. EDF contacts small businesses (opens in new tab) 90 days before, and larger businesses up to 200 days ahead.

Miss your window and you risk:

For more on how renewal traps work, read our guide on the digital renewal trap.

4. No Cooling-Off Period (Usually)

Domestic customers get 14 days to change their mind under the ESG. Most business contracts? Once you sign, you’re committed.

Some micro-business contracts include cooling-off periods, but it’s not guaranteed. Always check the termination terms before signing. If you need to exit early, read can I cancel my business energy contract?


How to Protect Your Business When Switching

Without a formal guarantee, you need to protect yourself:

1. Know Your Renewal Date

Set a reminder 90 days before your contract ends. This gives you the maximum window to compare deals and switch.

Check your current contract for the exact notice period required - it’s often buried in the terms and conditions.

2. Clear Outstanding Debt

If you have any outstanding debt with your current supplier, prioritise clearing it before your renewal window opens. Being blocked from switching due to a debt objection is one of the worst positions to be in - you’re stuck on expensive rates with no escape route.

3. Get Everything in Writing

Before switching, confirm in writing:

4. Don’t Sign Under Pressure

Brokers often push for quick decisions. “This rate expires today!” is usually a sales tactic - good brokers don’t operate this way.

Take your time. Compare multiple quotes. Use a platform that shows you transparent pricing rather than hiding fees in your unit rate.

5. Gather Your Meter Information

Have your MPAN (electricity) or MPRN (gas) ready - you’ll find these on your bill. This speeds up the quoting process and ensures suppliers give you accurate pricing.

6. Use Self-Service Where Possible

Traditional broker-led switches add time and opacity. Self-service platforms like Meet George (launching Q1 2026) let you compare, decide, and sign entirely online - reducing delays and eliminating hidden broker fees.

For the complete process, see our 5-step guide to switching business energy.


The Future: Will Businesses Get a Switch Guarantee?

There’s no imminent plan for a “Business Energy Switch Guarantee,” but the regulatory direction is positive:

  • Ofgem’s TPI programme is pushing for better broker standards
  • Government consultation on regulating Third Party Intermediaries is ongoing
  • Commission disclosure rules (from October 2024) are increasing transparency for micro-businesses
  • Market-Wide Half-Hourly Settlement (MHHS) is modernising the energy market infrastructure

The domestic Energy Switch Guarantee took years to develop through industry cooperation. Businesses may eventually get similar protections - but for now, the responsibility falls on you to protect your own interests.


Summary: The Bottom Line

In short: The Energy Switch Guarantee is a genuine consumer protection - but it’s exclusively for households, not businesses. UK businesses have no equivalent protection guaranteeing switch timelines, final bill deadlines, or credit refunds.

As a UK business, you face:

  • No guaranteed switch timelines (expect 2-6 weeks, not 5 days)
  • Debt objections if you have outstanding balances for more than 28 days
  • No final bill guarantees (timelines are unpredictable)
  • Critical renewal windows that, if missed, cost thousands in deemed rate premiums

The best protection? Be proactive. Know your contract dates, clear debts early, compare multiple quotes, check for hidden broker commissions, and don’t sign anything under pressure.

When Meet George launches in Q1 2026, we’ll make this process faster and more transparent - but even then, the responsibility for timing and preparation remains with you.


Ready to switch? Read our complete 5-step switching guide or explore our business energy glossary to decode the jargon. Need to understand your current deal first? Learn about standing charges, deemed rates, and Letters of Authority.

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FAQs

Common questions

Straight answers about business energy.

No. The Energy Switch Guarantee is a voluntary scheme that only covers domestic households in Great Britain. UK businesses - whether sole traders, SMEs, or large enterprises - have no equivalent protection guaranteeing switch timelines, final bill deadlines, or credit refunds.

Business energy switches typically take 2-6 weeks, depending on your supplier's processes, meter type, and whether any debt is outstanding. Unlike domestic switches (guaranteed within 5 working days under the ESG), there's no mandated timeline for business customers.

UK businesses have limited formal protections. Micro-businesses (fewer than 10 employees, under €2m turnover) get additional rights including broker commission disclosure (since October 2024) and access to the Energy Ombudsman. All businesses are protected by general consumer law and the Business Protection from Misleading Marketing Regulations.

Yes. Unlike domestic customers, business energy suppliers can object to switches if you have outstanding debt that's been owed for more than 28 days. This can trap businesses on expensive deemed rates until the balance is cleared.

If you miss your renewal window, your contract may auto-renew on new terms, or you'll roll onto deemed/out-of-contract rates. Deemed rates are typically 40-60% higher than negotiated fixed rates - costing mid-sized businesses thousands per year.

Yes - key risks include: debt-related objections preventing switches, missing renewal windows and rolling onto expensive deemed rates, hidden broker commissions inflating your rate, no cooling-off period on most business contracts, and no guaranteed timeline for final bills or credit refunds after switching.

Businesses save money by: switching before their renewal window closes (avoiding deemed rates), comparing quotes from multiple suppliers, checking for hidden broker commissions in the unit rate, and timing switches to avoid volatile wholesale price periods. Savings of 20-40% versus deemed rates are common.

For a smooth switch: (1) Check your contract end date and renewal window, (2) Clear any outstanding debt, (3) Gather your MPAN/MPRN from your bill, (4) Compare quotes from multiple suppliers, (5) Check for broker commission disclosure, (6) Get all terms in writing before signing, (7) Confirm the switch timeline with your new supplier.

Joshua Winterton - CEO and Co-Founder of Meet George

Joshua is the CEO and Co-Founder of Meet George. With experience in tech, AI, and energy markets, he's building tools to make business energy switching transparent and effortless. Previously, he's worked in startups and commercial strategy roles.